best possible care and attention for every transaction. Our goal and
commitment is to provide you with a smooth and efficient closing.
We encourage your feedback and suggestions, as they enable us to fulfill our
service goals. As the industry changes, you can count on us to stay up-to-date
so that our service pledge remains constant – the best service, for every
transaction, every time.
“Our goal and commitment is to provide you with a smooth and efficient
closing conducted on time and at the most competitive price available.”
– Frank B. Pallotta</em ></span >
Frank B. Pallotta, P.C. offers legal services in:
Residential Property Closings
Focused on fast, accurate closings with exceptional customer service, including
off-site closings when necessary.
Commercial Property Closings
Complete service, including advice on contract negotiations and document
preparation, settlement services, and legal consultation for transactions such
as acquisition and development loans, construction loans, subdivision
developments, and commercial property sales and loans.
Title Examinations & Title Insurance
Fast and accurate service with a quick turnaround time, provided by experienced
Coordination of required notices including all letters, notices, advertisements,
title examinations and deed filings.
Small Business Planning
Common sense advice on services such as entity formation, bylaws, and ongoing
general corporate advice.
Life Planning Packages, including Wills & Estates
Financial powers of attorney, wills, estate planning services, and healthcare
powers of attorney.
Click here for instructions
Errors and Omissions Policy
We will provide a copy of our E&O policy upon written request.
Title Insurance Premium Rate Calculator
Click here to use
RESIDENTIAL PURCHASE OR REFINANCE
Settlement Fee: $600.00
Effective October 3, 2015 the new Loan Estimate (LE) and Closing Disclosure (CD) rules go into effect. All settlement charges, including title exam charges, lenders title insurance charges and related costs will be in a new section of the disclosure marked “Services Borrower Did Shop For”. Our “Settlement Fee” includes all costs and fees that are associated with our representation of the lender, as follows: attorney fees, commitment fees, courier/overnight delivery fees, post-closing fees, etc. The Title Examination Fee will be separate.
Title Examination Fee: $150.00
NOTE: Powers of Attorney and wire transfers may incur an additional charge for the party requesting them. Closings held outside of the office may incur an additional travel fee. Please check with our office for advice on specific situations.
Owners Title Insurance and Lenders Title Insurance Premium
These charges will need to be listed on the CD in separate places and shown at the full cost without simultaneous issue credits. If the Owners Policy is purchased, the charge will appear in a different section of the CD. A title insurance premium rate calculator is available at the bottom of this page or a quote can be obtained by calling our office.
Closing Protection Letter
Either $30.00 or $40.00 depending on which title insurance company is used.
$80.00 – We suggest using $80.00 as an initial estimate of this charge. The CD will reflect the exact cost once the number of pages to be recorded is finally determined.
State Tax Stamps
• Transfer Tax – $0.10/$100.00, or a fraction thereof, based on the final purchase price.
• Intangible Tax – $1.50/$500.00, or a fraction thereof, based on the final loan amount.
NOTE: All Title Insurance Rate Schedules are published with the State of Georgia Department of Insurance and periodically increase. A specific quote should be obtained from our office as soon as possible.