by Frank Pallotta | Mar 19, 2026 | Real Estate Terms Explained, Blog
Once a contract is signed and the earnest money is placed in escrow, it often feels like the toughest part is behind you. However, real estate agents know that the period between being ‘under contract’ and getting ‘clear to close’ can be...
by Frank Pallotta | Mar 5, 2026 | Real Estate Terms Explained
In Georgia real estate transactions, the Purchase and Sale Agreement is a critical document. It sets the terms for earnest money, financing, due diligence, repairs, deadlines, possession, and default. Even standard-form agreements create binding legal obligations and... by Frank Pallotta | Nov 25, 2025 | Blog
Property taxes are a type of ad valorem tax, a levy based on the assessed value of property you own, whether real estate or other tangible assets. Real Estate Taxes vs. Property Taxes It’s common to hear “real estate tax” and “property tax” used...
by Frank Pallotta | Oct 31, 2025 | Blog, Real Estate Terms Explained
In real estate closings, wire transfers are a standard and efficient way to move large sums of money between parties. But with that convenience comes risk: wire fraud is a growing threat. As your trusted real estate attorney, I want both buyers and sellers to...
by Frank Pallotta | Aug 31, 2025 | Real Estate Terms Explained
When purchasing property with another person, one of the most important legal decisions you’ll make is how to hold title. This seemingly simple choice can have significant consequences for your rights, your heirs, and your long-term financial planning. Two...
by Frank Pallotta | Jul 31, 2025 | Blog, Mortgages
If you’re a homeowner in North Georgia looking to enhance your property and potentially boost its resale value, a Home Equity Line of Credit (HELOC) can be a powerful financial tool. With property values on the rise throughout the region, an increasing number of...
by Frank Pallotta | May 21, 2025 | Real Estate Terms Explained
Whether you are involved in estate planning or managing probate following the loss of a loved one, you may have encountered the terms “executor,” “administrator,” and “personal representative.” Although these terms may seem...
by Frank Pallotta | Mar 26, 2025 | Blog
Navigating the complexities of commercial real estate requires a deep understanding of the market and a strategic approach to client interactions. As a crucial participant in the commercial real estate process, your ability to ask insightful questions can greatly...
by Frank Pallotta | Mar 3, 2025 | Real Estate Terms Explained, Blog
In real estate, the terms “deed” and “title” are often used interchangeably, but they are not the same thing. This common misconception can lead to confusion during real estate transactions, especially for buyers and sellers unfamiliar with...
by Frank Pallotta | Jan 29, 2025 | Real Estate Terms Explained, Blog
In real estate, deeds are crucial in transferring property ownership from one party to another. Black’s Law Dictionary defines a deed as “A conveyance of realty; a writing signed by the grantor, whereby title to realty is transferred from one to another…A...