by Frank Pallotta | Mar 31, 2024 | Blog, Mortgages
In the realm of mortgage management, one lesser-known but highly beneficial strategy is mortgage recasting. While refinancing tends to grab the spotlight when homeowners seek to adjust their mortgage terms, recasting offers a simpler and often more cost-effective... by Frank Pallotta | Dec 29, 2023 | Blog, Mortgages, Real Estate Trends
The real estate market is a dynamic landscape influenced by various factors, and one of the critical considerations for prospective buyers is mortgage rates. The ongoing debate revolves around whether to seize the current opportunities or bide one’s time for... by Frank Pallotta | Oct 31, 2023 | Blog, Mortgages
In the world of finance, interest rates play a pivotal role in shaping the economic landscape. They affect everything from the cost of borrowing money to the returns on your savings. High-interest rates, in particular, are a topic that often raises eyebrows and...
by Frank Pallotta | Feb 3, 2020 | Blog, Mortgages
Outdated kitchen. Overrun backyard. Unusable basement space. If you have a home renovation project on the mind, the first thing you have to consider is how you are going to finance it. Here are the most common options to make your dreams become a reality. Cash ...
by Frank Pallotta | Dec 22, 2019 | Blog, Mortgages
You’ve most likely heard the rule: save for a 20-percent down payment before you buy a home. The logic behind saving 20-percent is solid. It shows that you have the financial discipline and stability to save for a long-term goal, and helps you get favorable rates from... by Frank Pallotta | Nov 10, 2019 | Blog, Mortgages
Buying a home can be an incredibly intimidating process, especially if you’re a first-time buyer. But fear not! Here are some simple tips to keep in mind to make your first home-buying experience run smoothly. Start saving early. Most people will tell you that a 20%...