by Frank Pallotta | Jul 31, 2025 | Blog, Mortgages
If you’re a homeowner in North Georgia looking to enhance your property and potentially boost its resale value, a Home Equity Line of Credit (HELOC) can be a powerful financial tool. With property values on the rise throughout the region, an increasing number of...
by Frank Pallotta | Mar 31, 2024 | Blog, Mortgages
In the realm of mortgage management, one lesser-known but highly beneficial strategy is mortgage recasting. While refinancing tends to grab the spotlight when homeowners seek to adjust their mortgage terms, recasting offers a simpler and often more cost-effective...
by Frank Pallotta | Oct 31, 2023 | Blog, Mortgages
In the world of finance, interest rates play a pivotal role in shaping the economic landscape. They affect everything from the cost of borrowing money to the returns on your savings. High interest rates, in particular, often raise eyebrows and concerns. In this blog,...
by Frank Pallotta | Feb 3, 2020 | Blog, Mortgages
An outdated kitchen. An overrun backyard you never use. A basement that’s technically part of your home—but might as well be a storage unit. If you’re like many homeowners in north metro Atlanta, you know exactly what you want your home to become. The challenge isn’t... by Frank Pallotta | Nov 10, 2019 | Blog, Mortgages
Buying a home can be an incredibly intimidating process, especially if you’re a first-time buyer. But fear not! Here are some simple tips to help your first home-buying experience run smoothly. Start saving early. Most people will tell you that a 20% down... by Frank Pallotta | Sep 23, 2019 | Blog, Mortgages
Cut years off your loan and keep thousands in your pocket! As mortgage rates dip lower and lower, you might be wondering if it’s time to think about refinancing. Many homeowners could find themselves able to negotiate a lower rate and pay off their home loans sooner...