by Frank Pallotta | Oct 11, 2022 | Blog
These Red Flags that will ruin your mortgage application! Disputes on Your Credit Report Having active disputes on your credit report gives your mortgage lender a less-than-stellar picture of your creditworthiness and can be the reason you get rejected. The best way... by Frank Pallotta | Sep 4, 2022 | Blog
Interest rates are changing; does that mean it’s time to refinance your mortgage? What factors impact your mortgage rates Your mortgage rate is determined mostly by a handful of factors: How big your down payment is What your credit score is The loan amount... by Frank Pallotta | Aug 31, 2022 | Blog
Inflation in the United States has rapidly increased over the early months of 2022; its impact has been felt in every aspect of our lives. Everything from our groceries to our gas bill has gone up noticeably, but unless you’re looking at the ways it’s... by Frank Pallotta | Jul 30, 2022 | Blog
Our dollars aren’t going nearly as far as they used to and everyone’s looking for a few places where they can cut corners. It only stands to reason that one of the biggest purchases a person can make will call for some extra care and consideration when it... by Frank Pallotta | Jun 20, 2022 | Blog
Before you tour your first open house or ask a real estate agent to schedule showings, there is one step you should take right away. Get pre-qualified for your mortgage. This step often feels optional to first-time buyers, but in reality, it sets the tone for your... by Frank Pallotta | May 31, 2022 | Blog
Buying your first home is one of the most exciting milestones in life. It is also one of the most intimidating. Between financial pressure, emotional attachment, and unfamiliar terminology, many first-time buyers find themselves overwhelmed. When expectations run...